Medical care and insurance
Medical care in the Czech Republic is on very good professional and technological level. Results of Czech doctors in some fields can be considered as top-ranking worldwide. Health care is provided by state-run and private medical facilities in the Czech Republic. In the event of sudden illness or injury outside of surgery hours it is ensured in the emergency departments in hospitals. In cases of sudden serious illness you can call an ambulance on 112 all over the country.
Medicines to relieve flu or a cold and other similar preparations can be purchased without a prescription in pharmacies. A prescription from a doctor is required to purchase other medicines.
The Czech public health insurance system is based on obligatory participation of insured persons. Most medical facilities have concluded a contract with an insurance company on provision and settlement of costs for healthcare and only provide insured patients with the essential care subject to settlement of the excess as stipulated by law.
Students from EU/EEA countries and Switzerland
If you have a valid health insurance in your home country, you should apply for the EU health insurance card (EHIC). This free card gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the EU countries, Iceland, Lichtenstein, Norway and Switzerland, under the same conditions and at the same cost as people insured in that country. Cards are issued by your national health insurance provider. Please note, that EHIC is not an alternative to travel insurance. It does not cover any private healthcare or costs such as a return flight to your home country or lost/stolen property.
Students from countries outside the EU
Based on international agreements, medical travel insurance is not required from citizens of Bosnia and Herzegovina, Croatia, Cuba, Japan, Macedonia, Montenegro, Turkey, Serbia, and the United States of America. The same exception applies to participants of the Erasmus Mundus program, Fulbright scholarship program, European Voluntary Service of the EC Youth in Action programme. Foreign nationals who wish to use these advantages should follow these instructions.
All other foreign students who intend to stay in the Czech Republic for more than 90 days are required to purchase comprehensive health insurance coverage. You will be asked to submit a proof of Czech health insurance when you apply for visa. The coverage limit is minimum EUR 60,000 and the insurance must be purchased for the entire period of stay.
The insurance must be contracted with a provider specifically certified to provide such insurance on the Czech territory. We recommend you to contact the local Czech diplomatic mission for more detailed information and to check whether your insurance meets all the requirements. There are several Czech insurance companies that provide the right type of insurance specifically designed for the needs of international students. You may apply online and receive your documents from anywhere in the world. Usually, the companies also offer a student discount to students ages 17-26.
Health insurance calculator
Compare Czech health insurance for foreigners from all insurance companies on the market. The health insurance calculator will help you to save up your money and choose the right type of insurance for you!